Hello and welcome to Svårlurad!
An initiative by the Swedish banks against fraud

Together against fraud

Fraud is on the rise and has grown to be a huge problem in our society today. Fraudsters are constantly changing their methods. The more you know about how they operate, the easier it will be to keep yourself safe from scams. It has become common for scammers to ring up and claim to be your bank, the police, a company, a government agency or even a friend or family member. Scammers can manipulate telephone numbers and websites to make them look genuine.

On this website, we’ve put together useful information about frauds and scams, including common scenarios and how you can protect yourself if they happen to you. It also contains the contact details for the police and banks in Sweden, as well as the answers to common questions about fraud.

Together we can help put a stop to scams.

Good to know

It can be difficult to see through convincing scammers who are trying to trick you. Here are some tips to reduce the risk:
  • Hang up if the conversation starts to feel uncomfortable, stressful, or strange.
  • Do not use your bank security device or electronic identification (such as BankID) on somebody else’s request. Also, do not give out passwords, PIN numbers or security codes to anyone.
  • Do not click on links and or call unknown phone numbers based on someone else’s request.
  • Your bank will never ring you up and ask you to log in somewhere or to provide personal details.

Have you been scammed? Contact your bank immediately!

Always report attempted fraud to the police. Call the police on 114 14.

Common scams

Fraud can take many forms. Learn about some of the most common types – and how to avoid being scammed.
Telephone fraud
Somebody rings you up and says they want to help you stop a fraudulent transaction from your account. They will say the situation is urgent and ask you to log in via your bank security device or electronic identification (such as BankID) to resolve the problem.

Stop! The caller is trying to scam you.

Text message fraud
You receive a text from a sender who seems reliable. They ask you to click on a link which you are led to believe will take you to something good. But in reality, it gives the scammer access to personal information that they can use for criminal purposes.

Be suspicious when somebody offers you something out of the blue!
Unexpected home visit
Somebody rings the doorbell. The person outside says they need to come in to check that your ventilation is working properly. You can’t remember being notified about this but consider opening the door anyway.

Don’t do it – a fraudster is trying to scam you.

An initiative by the Swedish banks against fraud

Behind the initiative